Free tools
Free Merchant Calculators
Three free calculators help you check your effective rate, compare processing fees and see when switching pays for itself.
Effective Rate Calculator
Divide your total fees by your card volume to see your true effective rate.
Open the calculatorProcessing Fee Calculator
Compare what you pay today with a lower rate scenario, month by month and year by year.
Open the calculatorEarly Termination Break Even
See how many months of lower costs it takes to pay back a termination fee and switching costs.
Open the calculatorNo long term contracts.No early termination fees.Dewey Kopenga, in payment processing since 2018
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