Processing and Switching Options
Merchant Programs
Merchant programs cover payment pricing, support for switching processors or software, terminal placement and card deposit options. Ledger Line can explain your current processing fees and discuss these programs before you choose a different setup.
Ask about eligibility
Send your details and, if you have it, one recent statement. Nothing changes unless you say so.
Short answer
What are merchant programs and how do I get started through Ledger Line?
Merchant programs address pricing, switching costs, equipment placement and card deposits. Ledger Line can discuss these options and help you get set up. Start with a free statement review so we can explain each processing fee and quote your proposed setup before you decide to change.
Programs available through Ledger Line
- Cash DiscountOne price for cash and a slightly higher price for cards, so card payers cover the processing cost.Learn more

- Dual PricingA Dual Pricing Program shows customers a cash price and a card price.Learn more

- Compliant SurchargeA Surcharge Program adds a fee to credit card payments.Learn more

- ETF ReimbursementETF Reimbursement helps cover an early termination fee from a previous processor when you switch.Learn more

- Equipment PlacementAn Equipment Placement Program places a terminal with your processing account, subject to eligibility.Learn more

- Software Conversion RebateA Software Conversion Rebate helps offset the cost of converting from your current POS software when you switch.Learn more

- Accelerated FundingAccelerated Funding offers next day and same day funding options for card deposits, with availability depending on the account and bank.Learn more

Looking for equipment instead? See every product.
Program questions
Still not sure? Ask us directly.
Which programs can I explore?
Explore Cash Discount, Dual Pricing, Compliant Surcharge, ETF Reimbursement, Equipment Placement, Software Conversion Rebate and Accelerated Funding. Each program addresses a different part of pricing, changing your processing setup or receiving card deposits.
How do Dual Pricing and Compliant Surcharge differ?
Dual Pricing shows a cash price and a card price. Compliant Surcharge adds a fee to credit card payments. Card brand rules and state laws apply to surcharging and differ by state. Signage matters.
What support is available when switching?
ETF Reimbursement helps cover an early termination fee from a previous processor. Software Conversion Rebate helps offset conversion costs from your current POS software. Equipment Placement places a terminal with your processing account, subject to eligibility.
Where can I compare program pricing?
Program pricing depends on your setup and is not listed here. We can quote your proposed setup after a free statement review, explaining your existing fees so you can compare before deciding.
How do I start a program discussion?
Tell us which program interests you and send your current processing statement. We review each fee in plain English and discuss your proposed setup. Nothing changes unless you say so. Ask about eligibility.
Ask about eligibility
A person reads every line of your statement, explains each fee in plain English and quotes the products that fit. We'll get back to you as soon as possible.
Ask about pricing
Send your details and, if you have it, one recent statement. Nothing changes unless you say so.