Credit Card Surcharging
Compliant Surcharge Program
A Surcharge Program adds a fee to credit card payments. Ledger Line can review your current processing statement and explain the fees before you decide on a change.
Ask about eligibility
Send your details and, if you have it, one recent statement. Nothing changes unless you say so.
Short answer
What is a Compliant Surcharge Program and how do I get it through Ledger Line?
A Surcharge Program adds a fee to credit card payments. We can help you get your business set up and provide a free statement review, explaining your current processing fees in plain English before you decide whether to make a change.
Rules and signage matter
Card brand rules and state laws apply to surcharging, and requirements differ by state. Signage matters when communicating the surcharge to customers. The program name is not a promise of legal compliance.
Understand your current charges
We review your processing statement line by line and explain the fees you already pay. Tell us where your business operates and how you take credit card payments so we can discuss your setup.
Compliant Surcharge Program questions
Still not sure? Ask us directly.
Does the program name mean every setup is compliant?
No. Card brand rules and state laws apply, and requirements differ by state. Signage also matters. A program name does not establish that a particular surcharge setup meets those requirements.
Where can I read about signage and state rules?
See the credit card surcharge sign template and the Illinois credit card surcharge law page linked here. Signage is part of the discussion, and state requirements should not be assumed to be identical.
Can you quote a surcharge setup?
Yes. Pricing varies with your setup, so it is not listed here. We can quote it after a free statement review and explain the fees for you to compare.
How do I discuss this program with Ledger Line?
Send your current processing statement and tell us about your business. We will explain your fees and discuss the program before you make a decision. Ask about eligibility.
Ask about eligibility
A person reads every line of your statement, explains each fee in plain English and quotes the products that fit. We'll get back to you as soon as possible.
Ask about pricing
Send your details and, if you have it, one recent statement. Nothing changes unless you say so.