Cards and digital gifts
Factor4 Gift Cards and Loyalty Program
Factor4 gift cards give businesses a way to sell gifts that customers can redeem as payment. Factor4 also offers eGift cards and a loyalty program. Ledger Line can explain your current processing fees and help you get set up.
Ledger Line POS does not make these products. They are available through Ledger Line, and we quote each one for your setup. No prices are listed.
Get pricing and a free statement review
Send your details and, if you have it, one recent statement. Nothing changes unless you say so.
Short answer
What is Factor4 and how do I get it through Ledger Line?
Factor4 offers gift cards, eGift cards and a loyalty program. A gift card holds value for purchases, an eGift card is digital, and a loyalty program supports customer rewards. Ledger Line can set you up after a free statement review of your current processing costs.
Explore Factor4 With Ledger Line

Factor4 Gift Cards
Gift cards you sell and redeem at your business.
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Factor4 eGift Cards
Digital gift cards customers can send and use.
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Factor4 Loyalty Program
A loyalty program for repeat customers.
Get pricing
No prices are listed. We quote each product for your setup after a free statement review.
Who it fits
Factor4 is for merchants considering gift cards, digital gifts or a customer rewards program.
- Retailers adding gift cards to what they sell.
- Businesses interested in a digital gift card option.
- Owners looking to offer rewards to customers.
Factor4 questions
Still not sure? Ask us directly.
Does Factor4 offer digital gift cards?
Yes, Factor4 offers eGift cards as well as gift cards and a loyalty program. An eGift card is a digital gift card that customers can use toward purchases from your business.
Do I have to replace my POS to use Factor4?
We cannot confirm that without reviewing your existing equipment and processing setup. Share the name of your POS and how you accept payments so we can discuss what your Factor4 setup would involve.
Can I get a Factor4 quote?
Yes. Pricing varies with your setup and is not listed on this page. Ask Ledger Line for a quote after a free statement review so you can see your current processing costs before making a decision.
How can Ledger Line help me choose?
Tell us whether you need gift cards, eGift cards or customer rewards. We can discuss those needs, review your processing statement line by line and help with setup. Nothing changes unless you say so.
Ask about Factor4
A person reads every line of your statement, explains each fee in plain English and quotes the products that fit. We'll get back to you as soon as possible.
Ask about pricing
Send your details and, if you have it, one recent statement. Nothing changes unless you say so.