Professional services
Credit Card Processing for Daycares and Child Care
A daycare may collect tuition on a recurring schedule, accept payment at the front desk or invoice a family for an added charge. Families often pay remotely through a portal. We review how recurring and one-time payments are reflected.
Credit card processing for daycares and child care starts with what you already pay. Send one recent statement and a person reads your merchant account for daycares and child care line by line. Free, with no obligation.
Short answer
Can a daycare get a merchant account?
Yes, most daycares can. The processor bases approval on the business, the owner and processing history, so nobody can promise approval. Family portals can collect recurring tuition, while separate invoices record added charges. Send one recent statement and we will review it free.
What businesses like yours need
What daycares and child care need from processing
- Recurring tuition billing authorized by families
- Online payments through a family portal
- Counter payments at the front desk
- Card on file for approved future charges
- Separate family account records
Products that fit
Setup that tends to fit
An online gateway with recurring billing and family-level reporting can fit a daycare that collects tuition remotely. A countertop terminal supports families who pay at the office.
Not sure what you have now? Your statement shows it. Compare common systems on our POS system comparison.
- Payment links and invoicingText or email a link or invoice your customer pays online.
- ACH and e-checksBank to bank payments for invoices, rent and larger tickets.
- Recurring billingMemberships, rent, retainers and autopay on a schedule.
- Virtual terminalTake card payments over the phone from any browser.
What to check on your statement
We check these and every other line during a merchant statement analysis. New to statements? Read how to read a merchant statement.
- Card-not-present rates on portal payments
- Gateway fees for recurring charges
- Monthly minimums during holiday closures or enrollment changes
Send one daycare statement. We read every line and tell you what each fee is.
Send your statement for a free reviewDaycares and child care: common questions
Can a daycare qualify for a merchant account?
Most do. The processor decides approval based on the business, the owner and processing history. We help find a fit, but we cannot promise approval.
What should I send for the free statement review?
Send one recent monthly statement with every page. Upload a PDF or clear photos on our contact page for a person to review each fee.
Can tuition be billed automatically?
Recurring billing may be available after a family authorizes it. Confirm how schedule changes and failed payments are handled.
Can families pay at the front desk instead?
A countertop terminal can take payment in person. The statement may show those transactions differently from portal payments.
Send one statement. We read every line, free.
Upload one recent statement from your daycare. A person reads every fee and explains it in plain English. Free, no obligation.