Nonprofits & churches
Credit Card Processing for Churches
Churches may receive offerings during a service, donations through an online giving page and payments at community events. Recurring giving follows a different path from a card presented in person, and both can appear on the statement.
Credit card processing for churches starts with what you already pay. Send one recent statement and a person reads your merchant account for churches line by line. Free, with no obligation.
Short answer
Can a church get a merchant account?
Yes, most churches can. The processor reviews the business, the owner and processing history before approving an account; approval cannot be promised. Separate online recurring giving from offerings and card payments collected at community events. Share one recent statement for a free review of your processing.
What businesses like yours need
What churches need from processing
- One-time donations during services or at the office
- Recurring giving with card on file
- Online donations processed as card-not-present
- Event registration and merchandise payments
- Mobile payments at outreach events
Products that fit
Setup that tends to fit
An online giving page with recurring billing can suit a church that receives regular gifts. A countertop terminal at the office and a mobile reader for events cover in-person payments.
Not sure what you have now? Your statement shows it. Compare common systems on our POS system comparison.
What to check on your statement
We check these and every other line during a merchant statement analysis. New to statements? Read how to read a merchant statement.
- Gateway fees on online giving, which may be separate from transaction charges
- Card-not-present pricing on donations submitted online
- Monthly minimums, which matter when giving volume varies through the year
Send one church statement. We read every line and tell you what each fee is.
Send your statement for a free reviewChurches: common questions
Can a church qualify for a merchant account?
Most do. The processor decides approval based on the business, the owner and processing history. We help find a fit, but we cannot promise approval.
What should I send for the free statement review?
Send one recent monthly statement with every page. A PDF or clear photos are fine. Upload it on our contact page for a person to read every line.
How can members set up recurring giving?
A giving page can let members save a card for scheduled donations. The provider's setup determines how members update or stop a gift.
Can the church accept payments at events?
Yes. A mobile reader or terminal can take event payments and donations in person. Check that the connection and equipment work at the venue.
Send one statement. We read every line, free.
Upload one recent statement from your church. A person reads every fee and explains it in plain English. Free, no obligation.