Professional services
Credit Card Processing for Accountants and Bookkeepers
Accounting firms often collect retainers, invoice for project work and take payment after a client meeting. Some clients pay remotely, while others settle at the office. We review how each payment type appears on your statement.
Credit card processing for accountants and bookkeepers starts with what you already pay. Send one recent statement and a person reads your merchant account for accountants and bookkeepers line by line. Free, with no obligation.
Short answer
Can an accounting firm get a merchant account?
Yes, most accounting firms can. The processor reviews the business, the owner and processing history before approving an account; approval cannot be promised. Remote invoicing can cover retainers and project balances alongside occasional reception payments. Share one recent statement for a free review of your processing.
What businesses like yours need
What accountants and bookkeepers need from processing
- Card-not-present payments against emailed invoices
- Retainers and later invoice balances
- Card on file for clients who approve repeat billing
- In-person payments at a reception desk
- Level 2 data when eligible business clients pay by card
Products that fit
Setup that tends to fit
An integrated invoicing setup or virtual terminal can suit firms that bill remotely and take occasional payments in person. A countertop terminal may be enough for a front desk with regular walk-in payments.
Not sure what you have now? Your statement shows it. Compare common systems on our POS system comparison.
- Payment links and invoicingText or email a link or invoice your customer pays online.
- ACH and e-checksBank to bank payments for invoices, rent and larger tickets.
- Recurring billingMemberships, rent, retainers and autopay on a schedule.
- Virtual terminalTake card payments over the phone from any browser.
What to check on your statement
We check these and every other line during a merchant statement analysis. New to statements? Read how to read a merchant statement.
- Card-not-present pricing on invoice payments, which may be listed apart from in-person transactions
- Gateway fees tied to online invoices or stored payment details
- Monthly minimums that can matter during quieter filing periods
Send one accounting firm statement. We read every line and tell you what each fee is.
Send your statement for a free reviewAccountants and bookkeepers: common questions
Can an accounting firm qualify for a merchant account?
Most do. The processor decides approval based on the business, the owner and processing history. We help find a fit, but we cannot promise approval.
What should I send for the free review?
Send one recent monthly statement with every page included. A PDF or clear photos work. Upload it on our contact page, and a person will read every line.
Can clients pay an invoice remotely?
Yes. A virtual terminal or invoicing setup can accept card-not-present payments. Those transactions may be priced differently from payments taken in person.
Can I keep a client's payment method on file?
Some setups support card on file after the client authorizes it. Ask your provider how repeat charges are recorded and shown on the statement.
Send one statement. We read every line, free.
Upload one recent statement from your accounting firm. A person reads every fee and explains it in plain English. Free, no obligation.