Hotels & hospitality
Credit Card Processing for Bed and Breakfasts
A bed and breakfast may collect a booking deposit well before arrival, then settle the remaining balance with the guest. Smaller properties often need to keep remote reservations distinct from payments taken in person.
Credit card processing for bed and breakfasts starts with what you already pay. Send one recent statement and a person reads your merchant account for bed and breakfasts line by line. Free, with no obligation.
Short answer
Can a bed and breakfast get a merchant account?
Yes, most bed and breakfasts can. Approval rests with the processor after reviewing the business, owner and processing history; nobody can promise it. Remote booking deposits should remain connected to balances paid when guests arrive. Share a recent statement for a free review of your processing.
What businesses like yours need
What bed and breakfasts need from processing
- Remote booking deposits
- Balance payments at arrival or departure
- Card-not-present invoices
- Guest charges recorded by stay
- Seasonal booking volume
Products that fit
Setup that tends to fit
A simple booking payment flow can suit a small property, with deposits and balances clearly connected to each stay. Compare recurring charges with the property's seasonal booking pattern.
Not sure what you have now? Your statement shows it. Compare common systems on our POS system comparison.
What to check on your statement
We check these and every other line during a merchant statement analysis. New to statements? Read how to read a merchant statement.
- Card-not-present pricing matters for remote bookings
- Deposit or settlement timing affects booking reconciliation
- Monthly minimums may stand out in quieter seasons
Send one bed and breakfast statement. We read every line and tell you what each fee is.
Send your statement for a free reviewBed and breakfasts: common questions
Can a bed and breakfast qualify for a merchant account?
Most do. The processor decides approval based on the business, the owner and processing history. We help find a fit, but we cannot promise approval.
What should I send for the free statement review?
Send one recent monthly statement, every page, as a PDF or clear photos. Upload it on our contact page.
Can I collect a deposit when a guest books?
A property may take a deposit remotely and collect a balance later. Check how each payment is shown and settled in your setup.
Do seasonal bookings affect monthly account charges?
Some recurring charges may remain during quieter periods. The statement review can identify those lines for you.
Send one statement. We read every line, free.
Upload one recent statement from your bed and breakfast. A person reads every fee and explains it in plain English. Free, no obligation.