Restaurants & bars
Credit Card Processing for Quick Service Restaurants
A quick service restaurant needs to move orders from checkout to preparation without slowing the line. Counter sales, order-ahead payments and drive-through transactions can each need a clear path through the register.
Credit card processing for quick service restaurants starts with what you already pay. Send one recent statement and a person reads your merchant account for quick service restaurants line by line. Free, with no obligation.
Short answer
Can a quick service restaurant get a merchant account?
Yes, most quick service restaurants can. Approval rests with the processor after reviewing the business, owner and processing history; nobody can promise it. Counter, pickup and drive through payments should connect clearly to order records. Share a recent statement for a free review of your processing.
What businesses like yours need
What quick service restaurants need from processing
- Fast counter checkout
- Drive-through payments
- Order-ahead and pickup payments
- Multiple registers and staff access
- Tip handling where applicable
Products that fit
Setup that tends to fit
A register setup that keeps orders and payments organized can suit a busy service counter. If you take online or drive-through orders, review how each channel connects to settlement.
Some quick service restaurants also look at a cash discount program. Rules vary by state and by card brand, so read how cash discount credit card processing works and confirm with your provider before you use one.
Not sure what you have now? Your statement shows it. Compare common systems on our POS system comparison.
Systems we often see
POS systems and processors for quick service restaurants
- CloverPOS systemPOS sold by many providers. Station, Mini, Flex and more.
- Heartland GeniusPOS systemCountertop, handheld and mobile POS options for restaurants and bars.
- Union POSBar POSCloud POS built for high-volume bars, with large tab counts and guest ordering.
We are not an official partner or reseller of any POS brand. Brand names are used only to describe the systems we see on statements.
What to check on your statement
We check these and every other line during a merchant statement analysis. New to statements? Read how to read a merchant statement.
Send one quick service restaurant statement. We read every line and tell you what each fee is.
Send your statement for a free reviewQuick service restaurants: common questions
Can a quick service restaurant qualify for a merchant account?
Most do. The processor decides approval based on the business, the owner and processing history. We help find a fit, but we cannot promise approval.
What should I send for the free statement review?
Send one recent monthly statement, every page, as a PDF or clear photos. Upload it on our contact page.
Can online orders use the same setup as the register?
They may connect to the same account, but online payments are handled differently from in-person card sales. Check their separate statement lines.
Why look closely at fees on small tickets?
Charges applied per transaction can have a noticeable effect when the business processes many smaller purchases.
Send one statement. We read every line, free.
Upload one recent statement from your quick service restaurant. A person reads every fee and explains it in plain English. Free, no obligation.